Types of funding - Considered Capital

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There are so many options out there, but an excellent place to start is to have a look at a few of the types of funding out there and consider the pros and cons of each.

Grants & non-dilutive funding

Your own revenue

Grants

Incubators, accelerators & challenges

Tax incentives

Rewards-based crowdfunding

Debt & equity

Business loans

Want to know more about business loans?

Whether you're starting a new enterprise or looking to grow, purchase necessary equipment or finance working capital needs, a business loan could be what you need to secure that added investment. Funding Options take you through all you need to know about the various types of business loans to help ensure you get the right finance for your company.

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Crowdlending

Want to know if crowdlending is for you?

The British Business Bank has created a guide for peer-to-peer lending (also known as crowdlending), the benefits, risks and whether it's right for you.

Want to know how to choose a crowdlending platform?

Mintos say that when it comes to a platform for investing in loans, selecting the right one might be just as essential as the actual investments themselves. Not sure what to look out for? Mintos created a guide containing a list of the main things to consider before you put your money on the line.

Community shares

Angel investors

Think angel investment might be right for you?

Aaron Dinin, PhD says he learned the difference between angel investors and venture capitalists the hard way. All sources of money aren’t the same, and the differences could make or break your startup.

A tool for Angel investing

SAFE (Simple Agreement for Future Equity) and KISS (Keep It Simple Securities) are both vehicles for startups to obtain initial financing — avoiding long and expansive negotiations — with investors.

Giorgia Coltella takes us through the basic concepts and types of SAFE vs. KISS

Equity crowdfunding

Venture capitalists

Think the venture capitalist route is for you?

Venture Dealr is an interactive sandbox for building typical VC deal structures. Here they help you get to grips with dilution, option pools, liquidation preferences and more with a visual introduction to VC.

Want to understand the hows and whys of VCs?

As a former entrepreneur, Homan Yuen has 'gone to the "dark side” and become a VC'. Here they help us understand the math of being a VC and explain some typical questions entrepreneurs have about the VC route.

Click here to read

Unclear about whether VC would be a good fit for your business?

Francesca (Check) Warner has created a guide that should be read before starting your company and should help you think through:

The right company structure
The right funding route
Some questions to answer before deciding to take venture capital

Innovative Finance

Redeemable equity

Want to know more about redeemable equity?

Innovative Finance takes you through a deep dive into redeemable equity as well as provides handy FAQs and case studies

Want to know why redeemable equity might be a useful tool for you?

Aner Ben-Ami, Managing Director at Candide Group, says "A tool that we believe is highly useful and underutilized is the equity buyback, also known as equity redemption". He takes us through why it can be helpful.

Want to know more about terms and agreements?

The Calm Company fund talks us through redeemable equity terms and why use a shared agreement.

Revenue-based financing

Want to know if revenue-based financing is for you?

Innovative Finance Playbook takes us through the characteristics, FAQs and a deeper dive.

Want to know the true cost of taking a revenue-based loan?

Pollen VC created a calculator to easily compare revenue-based loans with sources of financing that quote an annualised rate of interest, such as a credit card, term loan or AR facility.

Want to know how revenue-based financing competitors compare?

A new wave of startups is promising an alternative funding option: fast cash that doesn’t involve founders giving up ownership of their business. Amy O'Brien from Sifted tells us how RBF works and how the competitors fare against one another.

Click to read (EU)

Trade finance

Want to know if trade finance is for you?

Aunnie Patton walks us through Trade finance (which includes factoring and supply chain financing).

Need an overview of supply chain financing?

Supply Chain Financing is one of the most important ideas in innovative finance, but also among the oldest. Bruce Katz, Aunnie Patton Power, Ian O'Grady and Elijah E. Davis put their minds together to talk us through innovations for supporting inclusive entrepreneurship

Want to know more about invoice finance?

Forget about the business of chasing money. Focus on growing your company. Chris Godfrey outlines using invoice financing to borrow money against outstanding invoices.

Impact linked finance

Want to know more about impact-linked finance?

Impact-Linked Finance aims to enable and incentivize enterprises to deepen and/or accelerate their positive impact while continuing to grow their businesses. Impact-Linked Finance Fund tells us what we need to know.

Want guidance on social impact bonds?

Social Impact Bonds (SIBs) create partnerships between the public, private and voluntary sectors to help solve these challenges through a clear focus on delivering the outcomes and real-world impact we want to see. The UK Government website walks us through the benefits and challenges and outlines whether a Social Impact Bond is appropriate for you and your business.

Download the Funding Directory

If you have a clearer idea of which funding types are for you, then download our Alternative Funding Directory, full of links to UK funders and funding opportunities for you and your business.

Other country specific directories will be launching soon.

Directory online and physical-min

In search of alternative funding options in Germany? Click below to access our directory for Germany-based founders created in partnership with Naomi Ryland.

Germany directory

Struggling to find your funding path alone?

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Sometimes, funding your business can be slow and overwhelming, even with the right tools to get you started.

We've built the Alternative Funding School to guide founders every step of the way. Alongside like-minded founders, we offer you practical, hands-on support to raise mission-aligned funding. This is a seven-week shortcut to what can otherwise be a long journey.

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